How to Determine the Adequate Sum Insured for OPD Cover?
When considering health insurance, most people focus on hospitalisation expenses. However, as healthcare evolves, outpatient costs—such as doctor consultations, diagnostic tests, and minor treatments—are rising, making OPD (Outpatient Department) cover an essential part of comprehensive medical insurance. But how do you determine the right amount of coverage for OPD expenses? Let’s explore this in detail…