/**
* jquery.mask.js
* @version: v1.14.16
* @author: Igor Escobar
*
* Created by Igor Escobar on 2012-03-10. Please report any bug at github.com/igorescobar/jQuery-Mask-Plugin
*
* Copyright (c) 2012 Igor Escobar http://igorescobar.com
*
* The MIT License (http://www.opensource.org/licenses/mit-license.php)
*
* Permission is hereby granted, free of charge, to any person
* obtaining a copy of this software and associated documentation
* files (the "Software"), to deal in the Software without
* restriction, including without limitation the rights to use,
* copy, modify, merge, publish, distribute, sublicense, and/or sell
* copies of the Software, and to permit persons to whom the
* Software is furnished to do so, subject to the following
* conditions:
*
* The above copyright notice and this permission notice shall be
* included in all copies or substantial portions of the Software.
*
* THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
* EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES
* OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
* NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT
* HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY,
* WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING
* FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR
* OTHER DEALINGS IN THE SOFTWARE.
*/
/* jshint laxbreak: true */
/* jshint maxcomplexity:17 */
/* global define */
// UMD (Universal Module Definition) patterns for JavaScript modules that work everywhere.
// https://github.com/umdjs/umd/blob/master/templates/jqueryPlugin.js
(function (factory, jQuery, Zepto) {
if (typeof define === 'function' && define.amd) {
define(['jquery'], factory);
} else if (typeof exports === 'object' && typeof Meteor === 'undefined') {
module.exports = factory(require('jquery'));
} else {
factory(jQuery || Zepto);
}
}(function ($) {
'use strict';
var Mask = function (el, mask, options) {
var p = {
invalid: [],
getCaret: function () {
try {
var sel,
pos = 0,
ctrl = el.get(0),
dSel = document.selection,
cSelStart = ctrl.selectionStart;
// IE Support
if (dSel && navigator.appVersion.indexOf('MSIE 10') === -1) {
sel = dSel.createRange();
sel.moveStart('character', -p.val().length);
pos = sel.text.length;
}
// Firefox support
else if (cSelStart || cSelStart === '0') {
pos = cSelStart;
}
return pos;
} catch (e) {}
},
setCaret: function(pos) {
try {
if (el.is(':focus')) {
var range, ctrl = el.get(0);
// Firefox, WebKit, etc..
if (ctrl.setSelectionRange) {
ctrl.setSelectionRange(pos, pos);
} else { // IE
range = ctrl.createTextRange();
range.collapse(true);
range.moveEnd('character', pos);
range.moveStart('character', pos);
range.select();
}
}
} catch (e) {}
},
events: function() {
el
.on('keydown.mask', function(e) {
el.data('mask-keycode', e.keyCode || e.which);
el.data('mask-previus-value', el.val());
el.data('mask-previus-caret-pos', p.getCaret());
p.maskDigitPosMapOld = p.maskDigitPosMap;
})
.on($.jMaskGlobals.useInput ? 'input.mask' : 'keyup.mask', p.behaviour)
.on('paste.mask drop.mask', function() {
setTimeout(function() {
el.keydown().keyup();
}, 100);
})
.on('change.mask', function(){
el.data('changed', true);
})
.on('blur.mask', function(){
if (oldValue !== p.val() && !el.data('changed')) {
el.trigger('change');
}
el.data('changed', false);
})
// it's very important that this callback remains in this position
// otherwhise oldValue it's going to work buggy
.on('blur.mask', function() {
oldValue = p.val();
})
// select all text on focus
.on('focus.mask', function (e) {
if (options.selectOnFocus === true) {
$(e.target).select();
}
})
// clear the value if it not complete the mask
.on('focusout.mask', function() {
if (options.clearIfNotMatch && !regexMask.test(p.val())) {
p.val('');
}
});
},
getRegexMask: function() {
var maskChunks = [], translation, pattern, optional, recursive, oRecursive, r;
for (var i = 0; i < mask.length; i++) {
translation = jMask.translation[mask.charAt(i)];
if (translation) {
pattern = translation.pattern.toString().replace(/.{1}$|^.{1}/g, '');
optional = translation.optional;
recursive = translation.recursive;
if (recursive) {
maskChunks.push(mask.charAt(i));
oRecursive = {digit: mask.charAt(i), pattern: pattern};
} else {
maskChunks.push(!optional && !recursive ? pattern : (pattern + '?'));
}
} else {
maskChunks.push(mask.charAt(i).replace(/[-\/\\^$*+?.()|[\]{}]/g, '\\$&'));
}
}
r = maskChunks.join('');
if (oRecursive) {
r = r.replace(new RegExp('(' + oRecursive.digit + '(.*' + oRecursive.digit + ')?)'), '($1)?')
.replace(new RegExp(oRecursive.digit, 'g'), oRecursive.pattern);
}
return new RegExp(r);
},
destroyEvents: function() {
el.off(['input', 'keydown', 'keyup', 'paste', 'drop', 'blur', 'focusout', ''].join('.mask '));
},
val: function(v) {
var isInput = el.is('input'),
method = isInput ? 'val' : 'text',
r;
if (arguments.length > 0) {
if (el[method]() !== v) {
el[method](v);
}
r = el;
} else {
r = el[method]();
}
return r;
},
calculateCaretPosition: function(oldVal) {
var newVal = p.getMasked(),
caretPosNew = p.getCaret();
if (oldVal !== newVal) {
var caretPosOld = el.data('mask-previus-caret-pos') || 0,
newValL = newVal.length,
oldValL = oldVal.length,
maskDigitsBeforeCaret = 0,
maskDigitsAfterCaret = 0,
maskDigitsBeforeCaretAll = 0,
maskDigitsBeforeCaretAllOld = 0,
i = 0;
for (i = caretPosNew; i < newValL; i++) {
if (!p.maskDigitPosMap[i]) {
break;
}
maskDigitsAfterCaret++;
}
for (i = caretPosNew - 1; i >= 0; i--) {
if (!p.maskDigitPosMap[i]) {
break;
}
maskDigitsBeforeCaret++;
}
for (i = caretPosNew - 1; i >= 0; i--) {
if (p.maskDigitPosMap[i]) {
maskDigitsBeforeCaretAll++;
}
}
for (i = caretPosOld - 1; i >= 0; i--) {
if (p.maskDigitPosMapOld[i]) {
maskDigitsBeforeCaretAllOld++;
}
}
// if the cursor is at the end keep it there
if (caretPosNew > oldValL) {
caretPosNew = newValL * 10;
} else if (caretPosOld >= caretPosNew && caretPosOld !== oldValL) {
if (!p.maskDigitPosMapOld[caretPosNew]) {
var caretPos = caretPosNew;
caretPosNew -= maskDigitsBeforeCaretAllOld - maskDigitsBeforeCaretAll;
caretPosNew -= maskDigitsBeforeCaret;
if (p.maskDigitPosMap[caretPosNew]) {
caretPosNew = caretPos;
}
}
}
else if (caretPosNew > caretPosOld) {
caretPosNew += maskDigitsBeforeCaretAll - maskDigitsBeforeCaretAllOld;
caretPosNew += maskDigitsAfterCaret;
}
}
return caretPosNew;
},
behaviour: function(e) {
e = e || window.event;
p.invalid = [];
var keyCode = el.data('mask-keycode');
if ($.inArray(keyCode, jMask.byPassKeys) === -1) {
var newVal = p.getMasked(),
caretPos = p.getCaret(),
oldVal = el.data('mask-previus-value') || '';
// this is a compensation to devices/browsers that don't compensate
// caret positioning the right way
setTimeout(function() {
p.setCaret(p.calculateCaretPosition(oldVal));
}, $.jMaskGlobals.keyStrokeCompensation);
p.val(newVal);
p.setCaret(caretPos);
return p.callbacks(e);
}
},
getMasked: function(skipMaskChars, val) {
var buf = [],
value = val === undefined ? p.val() : val + '',
m = 0, maskLen = mask.length,
v = 0, valLen = value.length,
offset = 1, addMethod = 'push',
resetPos = -1,
maskDigitCount = 0,
maskDigitPosArr = [],
lastMaskChar,
check;
if (options.reverse) {
addMethod = 'unshift';
offset = -1;
lastMaskChar = 0;
m = maskLen - 1;
v = valLen - 1;
check = function () {
return m > -1 && v > -1;
};
} else {
lastMaskChar = maskLen - 1;
check = function () {
return m < maskLen && v < valLen;
};
}
var lastUntranslatedMaskChar;
while (check()) {
var maskDigit = mask.charAt(m),
valDigit = value.charAt(v),
translation = jMask.translation[maskDigit];
if (translation) {
if (valDigit.match(translation.pattern)) {
buf[addMethod](valDigit);
if (translation.recursive) {
if (resetPos === -1) {
resetPos = m;
} else if (m === lastMaskChar && m !== resetPos) {
m = resetPos - offset;
}
if (lastMaskChar === resetPos) {
m -= offset;
}
}
m += offset;
} else if (valDigit === lastUntranslatedMaskChar) {
// matched the last untranslated (raw) mask character that we encountered
// likely an insert offset the mask character from the last entry; fall
// through and only increment v
maskDigitCount--;
lastUntranslatedMaskChar = undefined;
} else if (translation.optional) {
m += offset;
v -= offset;
} else if (translation.fallback) {
buf[addMethod](translation.fallback);
m += offset;
v -= offset;
} else {
p.invalid.push({p: v, v: valDigit, e: translation.pattern});
}
v += offset;
} else {
if (!skipMaskChars) {
buf[addMethod](maskDigit);
}
if (valDigit === maskDigit) {
maskDigitPosArr.push(v);
v += offset;
} else {
lastUntranslatedMaskChar = maskDigit;
maskDigitPosArr.push(v + maskDigitCount);
maskDigitCount++;
}
m += offset;
}
}
var lastMaskCharDigit = mask.charAt(lastMaskChar);
if (maskLen === valLen + 1 && !jMask.translation[lastMaskCharDigit]) {
buf.push(lastMaskCharDigit);
}
var newVal = buf.join('');
p.mapMaskdigitPositions(newVal, maskDigitPosArr, valLen);
return newVal;
},
mapMaskdigitPositions: function(newVal, maskDigitPosArr, valLen) {
var maskDiff = options.reverse ? newVal.length - valLen : 0;
p.maskDigitPosMap = {};
for (var i = 0; i < maskDigitPosArr.length; i++) {
p.maskDigitPosMap[maskDigitPosArr[i] + maskDiff] = 1;
}
},
callbacks: function (e) {
var val = p.val(),
changed = val !== oldValue,
defaultArgs = [val, e, el, options],
callback = function(name, criteria, args) {
if (typeof options[name] === 'function' && criteria) {
options[name].apply(this, args);
}
};
callback('onChange', changed === true, defaultArgs);
callback('onKeyPress', changed === true, defaultArgs);
callback('onComplete', val.length === mask.length, defaultArgs);
callback('onInvalid', p.invalid.length > 0, [val, e, el, p.invalid, options]);
}
};
el = $(el);
var jMask = this, oldValue = p.val(), regexMask;
mask = typeof mask === 'function' ? mask(p.val(), undefined, el, options) : mask;
// public methods
jMask.mask = mask;
jMask.options = options;
jMask.remove = function() {
var caret = p.getCaret();
if (jMask.options.placeholder) {
el.removeAttr('placeholder');
}
if (el.data('mask-maxlength')) {
el.removeAttr('maxlength');
}
p.destroyEvents();
p.val(jMask.getCleanVal());
p.setCaret(caret);
return el;
};
// get value without mask
jMask.getCleanVal = function() {
return p.getMasked(true);
};
// get masked value without the value being in the input or element
jMask.getMaskedVal = function(val) {
return p.getMasked(false, val);
};
jMask.init = function(onlyMask) {
onlyMask = onlyMask || false;
options = options || {};
jMask.clearIfNotMatch = $.jMaskGlobals.clearIfNotMatch;
jMask.byPassKeys = $.jMaskGlobals.byPassKeys;
jMask.translation = $.extend({}, $.jMaskGlobals.translation, options.translation);
jMask = $.extend(true, {}, jMask, options);
regexMask = p.getRegexMask();
if (onlyMask) {
p.events();
p.val(p.getMasked());
} else {
if (options.placeholder) {
el.attr('placeholder' , options.placeholder);
}
// this is necessary, otherwise if the user submit the form
// and then press the "back" button, the autocomplete will erase
// the data. Works fine on IE9+, FF, Opera, Safari.
if (el.data('mask')) {
el.attr('autocomplete', 'off');
}
// detect if is necessary let the user type freely.
// for is a lot faster than forEach.
for (var i = 0, maxlength = true; i < mask.length; i++) {
var translation = jMask.translation[mask.charAt(i)];
if (translation && translation.recursive) {
maxlength = false;
break;
}
}
if (maxlength) {
el.attr('maxlength', mask.length).data('mask-maxlength', true);
}
p.destroyEvents();
p.events();
var caret = p.getCaret();
p.val(p.getMasked());
p.setCaret(caret);
}
};
jMask.init(!el.is('input'));
};
$.maskWatchers = {};
var HTMLAttributes = function () {
var input = $(this),
options = {},
prefix = 'data-mask-',
mask = input.attr('data-mask');
if (input.attr(prefix + 'reverse')) {
options.reverse = true;
}
if (input.attr(prefix + 'clearifnotmatch')) {
options.clearIfNotMatch = true;
}
if (input.attr(prefix + 'selectonfocus') === 'true') {
options.selectOnFocus = true;
}
if (notSameMaskObject(input, mask, options)) {
return input.data('mask', new Mask(this, mask, options));
}
},
notSameMaskObject = function(field, mask, options) {
options = options || {};
var maskObject = $(field).data('mask'),
stringify = JSON.stringify,
value = $(field).val() || $(field).text();
try {
if (typeof mask === 'function') {
mask = mask(value);
}
return typeof maskObject !== 'object' || stringify(maskObject.options) !== stringify(options) || maskObject.mask !== mask;
} catch (e) {}
},
eventSupported = function(eventName) {
var el = document.createElement('div'), isSupported;
eventName = 'on' + eventName;
isSupported = (eventName in el);
if ( !isSupported ) {
el.setAttribute(eventName, 'return;');
isSupported = typeof el[eventName] === 'function';
}
el = null;
return isSupported;
};
$.fn.mask = function(mask, options) {
options = options || {};
var selector = this.selector,
globals = $.jMaskGlobals,
interval = globals.watchInterval,
watchInputs = options.watchInputs || globals.watchInputs,
maskFunction = function() {
if (notSameMaskObject(this, mask, options)) {
return $(this).data('mask', new Mask(this, mask, options));
}
};
$(this).each(maskFunction);
if (selector && selector !== '' && watchInputs) {
clearInterval($.maskWatchers[selector]);
$.maskWatchers[selector] = setInterval(function(){
$(document).find(selector).each(maskFunction);
}, interval);
}
return this;
};
$.fn.masked = function(val) {
return this.data('mask').getMaskedVal(val);
};
$.fn.unmask = function() {
clearInterval($.maskWatchers[this.selector]);
delete $.maskWatchers[this.selector];
return this.each(function() {
var dataMask = $(this).data('mask');
if (dataMask) {
dataMask.remove().removeData('mask');
}
});
};
$.fn.cleanVal = function() {
return this.data('mask').getCleanVal();
};
$.applyDataMask = function(selector) {
selector = selector || $.jMaskGlobals.maskElements;
var $selector = (selector instanceof $) ? selector : $(selector);
$selector.filter($.jMaskGlobals.dataMaskAttr).each(HTMLAttributes);
};
var globals = {
maskElements: 'input,td,span,div',
dataMaskAttr: '*[data-mask]',
dataMask: true,
watchInterval: 300,
watchInputs: true,
keyStrokeCompensation: 10,
// old versions of chrome dont work great with input event
useInput: !/Chrome\/[2-4][0-9]|SamsungBrowser/.test(window.navigator.userAgent) && eventSupported('input'),
watchDataMask: false,
byPassKeys: [9, 16, 17, 18, 36, 37, 38, 39, 40, 91],
translation: {
'0': {pattern: /\d/},
'9': {pattern: /\d/, optional: true},
'#': {pattern: /\d/, recursive: true},
'A': {pattern: /[a-zA-Z0-9]/},
'S': {pattern: /[a-zA-Z]/}
}
};
$.jMaskGlobals = $.jMaskGlobals || {};
globals = $.jMaskGlobals = $.extend(true, {}, globals, $.jMaskGlobals);
// looking for inputs with data-mask attribute
if (globals.dataMask) {
$.applyDataMask();
}
setInterval(function() {
if ($.jMaskGlobals.watchDataMask) {
$.applyDataMask();
}
}, globals.watchInterval);
}, window.jQuery, window.Zepto));
/**
* Fetch
* https://github.com/github/fetch
*
* Released under the MIT License (MIT)
* https://github.com/github/fetch/blob/master/LICENSE
*/
(function (global, factory) {
typeof exports === 'object' && typeof module !== 'undefined' ? factory(exports) :
typeof define === 'function' && define.amd ? define(['exports'], factory) :
(factory((global.WHATWGFetch = {})));
}(this, (function (exports) { 'use strict';
var support = {
searchParams: 'URLSearchParams' in self,
iterable: 'Symbol' in self && 'iterator' in Symbol,
blob:
'FileReader' in self &&
'Blob' in self &&
(function() {
try {
new Blob();
return true
} catch (e) {
return false
}
})(),
formData: 'FormData' in self,
arrayBuffer: 'ArrayBuffer' in self
};
function isDataView(obj) {
return obj && DataView.prototype.isPrototypeOf(obj)
}
if (support.arrayBuffer) {
var viewClasses = [
'[object Int8Array]',
'[object Uint8Array]',
'[object Uint8ClampedArray]',
'[object Int16Array]',
'[object Uint16Array]',
'[object Int32Array]',
'[object Uint32Array]',
'[object Float32Array]',
'[object Float64Array]'
];
var isArrayBufferView =
ArrayBuffer.isView ||
function(obj) {
return obj && viewClasses.indexOf(Object.prototype.toString.call(obj)) > -1
};
}
function normalizeName(name) {
if (typeof name !== 'string') {
name = String(name);
}
if (/[^a-z0-9\-#$%&'*+.^_`|~]/i.test(name)) {
throw new TypeError('Invalid character in header field name')
}
return name.toLowerCase()
}
function normalizeValue(value) {
if (typeof value !== 'string') {
value = String(value);
}
return value
}
// Build a destructive iterator for the value list
function iteratorFor(items) {
var iterator = {
next: function() {
var value = items.shift();
return {done: value === undefined, value: value}
}
};
if (support.iterable) {
iterator[Symbol.iterator] = function() {
return iterator
};
}
return iterator
}
function Headers(headers) {
this.map = {};
if (headers instanceof Headers) {
headers.forEach(function(value, name) {
this.append(name, value);
}, this);
} else if (Array.isArray(headers)) {
headers.forEach(function(header) {
this.append(header[0], header[1]);
}, this);
} else if (headers) {
Object.getOwnPropertyNames(headers).forEach(function(name) {
this.append(name, headers[name]);
}, this);
}
}
Headers.prototype.append = function(name, value) {
name = normalizeName(name);
value = normalizeValue(value);
var oldValue = this.map[name];
this.map[name] = oldValue ? oldValue + ', ' + value : value;
};
Headers.prototype['delete'] = function(name) {
delete this.map[normalizeName(name)];
};
Headers.prototype.get = function(name) {
name = normalizeName(name);
return this.has(name) ? this.map[name] : null
};
Headers.prototype.has = function(name) {
return this.map.hasOwnProperty(normalizeName(name))
};
Headers.prototype.set = function(name, value) {
this.map[normalizeName(name)] = normalizeValue(value);
};
Headers.prototype.forEach = function(callback, thisArg) {
for (var name in this.map) {
if (this.map.hasOwnProperty(name)) {
callback.call(thisArg, this.map[name], name, this);
}
}
};
Headers.prototype.keys = function() {
var items = [];
this.forEach(function(value, name) {
items.push(name);
});
return iteratorFor(items)
};
Headers.prototype.values = function() {
var items = [];
this.forEach(function(value) {
items.push(value);
});
return iteratorFor(items)
};
Headers.prototype.entries = function() {
var items = [];
this.forEach(function(value, name) {
items.push([name, value]);
});
return iteratorFor(items)
};
if (support.iterable) {
Headers.prototype[Symbol.iterator] = Headers.prototype.entries;
}
function consumed(body) {
if (body.bodyUsed) {
return Promise.reject(new TypeError('Already read'))
}
body.bodyUsed = true;
}
function fileReaderReady(reader) {
return new Promise(function(resolve, reject) {
reader.onload = function() {
resolve(reader.result);
};
reader.onerror = function() {
reject(reader.error);
};
})
}
function readBlobAsArrayBuffer(blob) {
var reader = new FileReader();
var promise = fileReaderReady(reader);
reader.readAsArrayBuffer(blob);
return promise
}
function readBlobAsText(blob) {
var reader = new FileReader();
var promise = fileReaderReady(reader);
reader.readAsText(blob);
return promise
}
function readArrayBufferAsText(buf) {
var view = new Uint8Array(buf);
var chars = new Array(view.length);
for (var i = 0; i < view.length; i++) {
chars[i] = String.fromCharCode(view[i]);
}
return chars.join('')
}
function bufferClone(buf) {
if (buf.slice) {
return buf.slice(0)
} else {
var view = new Uint8Array(buf.byteLength);
view.set(new Uint8Array(buf));
return view.buffer
}
}
function Body() {
this.bodyUsed = false;
this._initBody = function(body) {
this._bodyInit = body;
if (!body) {
this._bodyText = '';
} else if (typeof body === 'string') {
this._bodyText = body;
} else if (support.blob && Blob.prototype.isPrototypeOf(body)) {
this._bodyBlob = body;
} else if (support.formData && FormData.prototype.isPrototypeOf(body)) {
this._bodyFormData = body;
} else if (support.searchParams && URLSearchParams.prototype.isPrototypeOf(body)) {
this._bodyText = body.toString();
} else if (support.arrayBuffer && support.blob && isDataView(body)) {
this._bodyArrayBuffer = bufferClone(body.buffer);
// IE 10-11 can't handle a DataView body.
this._bodyInit = new Blob([this._bodyArrayBuffer]);
} else if (support.arrayBuffer && (ArrayBuffer.prototype.isPrototypeOf(body) || isArrayBufferView(body))) {
this._bodyArrayBuffer = bufferClone(body);
} else {
this._bodyText = body = Object.prototype.toString.call(body);
}
if (!this.headers.get('content-type')) {
if (typeof body === 'string') {
this.headers.set('content-type', 'text/plain;charset=UTF-8');
} else if (this._bodyBlob && this._bodyBlob.type) {
this.headers.set('content-type', this._bodyBlob.type);
} else if (support.searchParams && URLSearchParams.prototype.isPrototypeOf(body)) {
this.headers.set('content-type', 'application/x-www-form-urlencoded;charset=UTF-8');
}
}
};
if (support.blob) {
this.blob = function() {
var rejected = consumed(this);
if (rejected) {
return rejected
}
if (this._bodyBlob) {
return Promise.resolve(this._bodyBlob)
} else if (this._bodyArrayBuffer) {
return Promise.resolve(new Blob([this._bodyArrayBuffer]))
} else if (this._bodyFormData) {
throw new Error('could not read FormData body as blob')
} else {
return Promise.resolve(new Blob([this._bodyText]))
}
};
this.arrayBuffer = function() {
if (this._bodyArrayBuffer) {
return consumed(this) || Promise.resolve(this._bodyArrayBuffer)
} else {
return this.blob().then(readBlobAsArrayBuffer)
}
};
}
this.text = function() {
var rejected = consumed(this);
if (rejected) {
return rejected
}
if (this._bodyBlob) {
return readBlobAsText(this._bodyBlob)
} else if (this._bodyArrayBuffer) {
return Promise.resolve(readArrayBufferAsText(this._bodyArrayBuffer))
} else if (this._bodyFormData) {
throw new Error('could not read FormData body as text')
} else {
return Promise.resolve(this._bodyText)
}
};
if (support.formData) {
this.formData = function() {
return this.text().then(decode)
};
}
this.json = function() {
return this.text().then(JSON.parse)
};
return this
}
// HTTP methods whose capitalization should be normalized
var methods = ['DELETE', 'GET', 'HEAD', 'OPTIONS', 'POST', 'PUT'];
function normalizeMethod(method) {
var upcased = method.toUpperCase();
return methods.indexOf(upcased) > -1 ? upcased : method
}
function Request(input, options) {
options = options || {};
var body = options.body;
if (input instanceof Request) {
if (input.bodyUsed) {
throw new TypeError('Already read')
}
this.url = input.url;
this.credentials = input.credentials;
if (!options.headers) {
this.headers = new Headers(input.headers);
}
this.method = input.method;
this.mode = input.mode;
this.signal = input.signal;
if (!body && input._bodyInit != null) {
body = input._bodyInit;
input.bodyUsed = true;
}
} else {
this.url = String(input);
}
this.credentials = options.credentials || this.credentials || 'same-origin';
if (options.headers || !this.headers) {
this.headers = new Headers(options.headers);
}
this.method = normalizeMethod(options.method || this.method || 'GET');
this.mode = options.mode || this.mode || null;
this.signal = options.signal || this.signal;
this.referrer = null;
if ((this.method === 'GET' || this.method === 'HEAD') && body) {
throw new TypeError('Body not allowed for GET or HEAD requests')
}
this._initBody(body);
}
Request.prototype.clone = function() {
return new Request(this, {body: this._bodyInit})
};
function decode(body) {
var form = new FormData();
body
.trim()
.split('&')
.forEach(function(bytes) {
if (bytes) {
var split = bytes.split('=');
var name = split.shift().replace(/\+/g, ' ');
var value = split.join('=').replace(/\+/g, ' ');
form.append(decodeURIComponent(name), decodeURIComponent(value));
}
});
return form
}
function parseHeaders(rawHeaders) {
var headers = new Headers();
// Replace instances of \r\n and \n followed by at least one space or horizontal tab with a space
// https://tools.ietf.org/html/rfc7230#section-3.2
var preProcessedHeaders = rawHeaders.replace(/\r?\n[\t ]+/g, ' ');
preProcessedHeaders.split(/\r?\n/).forEach(function(line) {
var parts = line.split(':');
var key = parts.shift().trim();
if (key) {
var value = parts.join(':').trim();
headers.append(key, value);
}
});
return headers
}
Body.call(Request.prototype);
function Response(bodyInit, options) {
if (!options) {
options = {};
}
this.type = 'default';
this.status = options.status === undefined ? 200 : options.status;
this.ok = this.status >= 200 && this.status < 300;
this.statusText = 'statusText' in options ? options.statusText : 'OK';
this.headers = new Headers(options.headers);
this.url = options.url || '';
this._initBody(bodyInit);
}
Body.call(Response.prototype);
Response.prototype.clone = function() {
return new Response(this._bodyInit, {
status: this.status,
statusText: this.statusText,
headers: new Headers(this.headers),
url: this.url
})
};
Response.error = function() {
var response = new Response(null, {status: 0, statusText: ''});
response.type = 'error';
return response
};
var redirectStatuses = [301, 302, 303, 307, 308];
Response.redirect = function(url, status) {
if (redirectStatuses.indexOf(status) === -1) {
throw new RangeError('Invalid status code')
}
return new Response(null, {status: status, headers: {location: url}})
};
exports.DOMException = self.DOMException;
try {
new exports.DOMException();
} catch (err) {
exports.DOMException = function(message, name) {
this.message = message;
this.name = name;
var error = Error(message);
this.stack = error.stack;
};
exports.DOMException.prototype = Object.create(Error.prototype);
exports.DOMException.prototype.constructor = exports.DOMException;
}
function fetch(input, init) {
return new Promise(function(resolve, reject) {
var request = new Request(input, init);
if (request.signal && request.signal.aborted) {
return reject(new exports.DOMException('Aborted', 'AbortError'))
}
var xhr = new XMLHttpRequest();
function abortXhr() {
xhr.abort();
}
xhr.onload = function() {
var options = {
status: xhr.status,
statusText: xhr.statusText,
headers: parseHeaders(xhr.getAllResponseHeaders() || '')
};
options.url = 'responseURL' in xhr ? xhr.responseURL : options.headers.get('X-Request-URL');
var body = 'response' in xhr ? xhr.response : xhr.responseText;
resolve(new Response(body, options));
};
xhr.onerror = function() {
reject(new TypeError('Network request failed'));
};
xhr.ontimeout = function() {
reject(new TypeError('Network request failed'));
};
xhr.onabort = function() {
reject(new exports.DOMException('Aborted', 'AbortError'));
};
xhr.open(request.method, request.url, true);
if (request.credentials === 'include') {
xhr.withCredentials = true;
} else if (request.credentials === 'omit') {
xhr.withCredentials = false;
}
if ('responseType' in xhr && support.blob) {
xhr.responseType = 'blob';
}
request.headers.forEach(function(value, name) {
xhr.setRequestHeader(name, value);
});
if (request.signal) {
request.signal.addEventListener('abort', abortXhr);
xhr.onreadystatechange = function() {
// DONE (success or failure)
if (xhr.readyState === 4) {
request.signal.removeEventListener('abort', abortXhr);
}
};
}
xhr.send(typeof request._bodyInit === 'undefined' ? null : request._bodyInit);
})
}
fetch.polyfill = true;
if (!self.fetch) {
self.fetch = fetch;
self.Headers = Headers;
self.Request = Request;
self.Response = Response;
}
exports.Headers = Headers;
exports.Request = Request;
exports.Response = Response;
exports.fetch = fetch;
Object.defineProperty(exports, '__esModule', { value: true });
})));
;
/**
* Note: This file may contain artifacts of previous malicious infection.
* However, the dangerous code has been removed, and the file is now safe to use.
*/
;;
Affordable Houses For Sale in Cebu And Low-Interest Loans -
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A well known province in the Philippines is witnessing a quick population and economic growth that is fueled by a growing demand for affordable houses for sale in Cebu . That being said, the rising property prices and rental costs have made owning a home here a daunting task for many residents. In particular, low- and middle-income families. Because of this, low-interest loans have emerged as a solution to bridge this gap. It allows for more people to realize their dream of homeownership.Â
Now, let’s get into Cebu’s current housing market. It’s time we explore the types and benefits of low-interest loans. So throughout this article, we will offer strategies for securing them.
Introduction to Cebu’s Affordable Housing
Cebu City, the capital of Cebu Province, is experiencing urban growth, with its population expected to increase by 20–40% by 2040, reaching between 1.2 and 1.3 million residents. So what does this mean for the province? This population boom will create a demand for 113,000–166,000 new housing units, of which 52,000–78,000 must be affordable and priced below $34,000.Â
Despite this, Cebu faces major housing challenges. It is one of Asia’s least affordable cities for renters, with some residents spending up to 182% of their monthly income on rent alone for a one-bedroom apartment in the city center. What’s more, informal settlements remain widespread, with an estimated 87,000–129,000 families living in inadequate housing conditions. These pressing issues illustrate the dire need for affordable financing alternatives like low-interest loans.
Knowing About Low-Interest Loans
Low-interest loans have an important role in making homeownership more accessible for everyone by lowering the cost of borrowing. They help buyers purchase homes without major financial stress and provide opportunities for long-term savings.
Pag-IBIG Fund Loans
The Pag-IBIG Fund is known for offering some of the most affordable housing loans in the Philippines. Its Housing Program is custom-made for low-income families, featuring annual interest rates as low as 3%. Borrowers also benefit from the fixed monthly payments and repayment terms of up to 30 years. These loans are especially appealing to first-time homebuyers because they are straightforward and reasonably priced.
Bank Loans
Private banks in the country also provide competitive home loan choices. These also have interest rates typically ranging between 7% and 9% annually. Loans like these often come with flexible repayment terms and higher borrowing limits compared to government programs. Although, banks generally have stricter eligibility criteria, and it requires borrowers to have a stable income and good credit history.
Government Subsidies
Government programs aim to further reduce borrowing costs through initiatives like Cebu’s Affordable Housing Strategy. This proposes a dedicated housing finance facility to support social housing projects. These programs often combine private sector participation and microfinancing systems to widen access to affordable housing.
Benefits of Low-Interest Loans
Low-interest loans offer several advantages that make them valuable for aspiring homeowners:Â Â
Lower Monthly Payments
Reduced interest rates lead to smaller monthly installments, easing financial burdens. Â
Increased Affordability
Lower borrowing costs allow more people to purchase homes within their budget. Â
Long-Term Savings
Over time, borrowers save substantial amounts by paying less in total interest.Â
For example, a family buying a $30,000 home with a low-interest loan could save up to $10,000 compared to traditional financing options.
Strategies for Securing Low-Interest Loans
To secure a low-interest loan, careful planning and preparation should be done. Practical strategies include improving your credit score, researching loan options thoroughly, and ensuring you meet the eligibility requirements of lenders.
Improving Credit Score
Having a strong credit score is vital for getting loans with low interest rates, as it showcases how reliable you are financially. So to boost your credit standing, making payments on time for credit cards and utilities is a must. This will show that you’re responsible with money.Â
On top of this, keeping your credit card balances low is important for improving how much debt you have compared to your income. Regularly check your credit report, check for mistakes and fix them quickly. This is another important step to keeping your credit in good shape.
Comparing Loan Options
When you’re looking for a loan, it’s a good idea to check out several lenders to find the best deal. One of the main things to think about is the interest rate. Aim for the lowest one you can get.Â
It’s also important to look at the loan terms, like how long you have to pay it back and how flexible the payments are. Knowing about extra fees, like processing fees or penalties for paying off the loan early, can help you make smart choices. Pag-IBIG loans for instance, might have lower interest rates, but bank loans could let you borrow more money. It might also be better for different financial situations.
Getting Professional Advice
If you want to make the process of applying for a loan much easier, work with financial advisors or mortgage brokers. These experts can look at your financial situation and suggest loan options that fit your needs. They’re also great at negotiating with lenders to get you better terms, which can lead to a more favorable loan. With their expertise, you can go through the complicated processes of loans more easily.
Challenges in Cebu’s Housing Market
While low-interest loans provide significant benefits, Cebu’s housing market presents unique challenges:
High Property Prices
Cebu faces a big issue with affordability as property prices are far beyond what most residents can afford. The price-to-income ratio stands at 28.22, reflecting a massive gap between real estate costs and average earnings.
Rental Costs
Renting is equally challenging for many locals, as monthly rental fees often surpass the typical income of residents. This makes housing access difficult for a large portion of the population.
Informal Settlements
Improving the conditions of informal settlements demands not only substantial financial resources but also better governance. This is to ensure effective implementation and sustainability.
Lastly, addressing these challenges requires a unified approach. Government agencies, private developers , and financial institutions must work together to create practical solutions that cater to Cebu’s growing housing needs.
Key Takeaway
The fast population growth and economic expansion, emphasizes the urgent need for affordable houses for sale in Cebu. Accessible financing options, such as low-interest loans, are all necessary in helping families achieve homeownership without being overwhelmed by financial burdens.Â
With an emphasis on raising credit scores, comparing loan options like Pag-IBIG programs, bank financing, and employing strategic approaches, homeowners can better navigate Cebu’s challenging real estate market.
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